Early warning for identity threats — surfaced inside your product.
Identity Monitoring is a white-labeled API feature that continuously scans for your end users' personal information on the dark web and across breach databases. When exposure is detected, alerts surface inside your platform — giving users time to act before damage is done.
Dark web and breach monitoring
Automated scans across underground sources and known breach databases detect when SSNs, emails, or other identifiers appear in compromised data sets.
Actionable alerts inside your product
Exposure events trigger in-app notifications and risk scores — not generic emails from a third party. Users see alerts where they already manage their finances.
White-labeled under your brand
Your product experience, your brand. We handle scanning infrastructure, alert logic, and compliance — you control how identity protection fits into your suite.
API-first integration
Enroll users, surface alerts, and display risk scores via Kikoff's API. Identity monitoring becomes a native feature of your platform, not a bolt-on redirect.
Identity protection that strengthens your platform — and your user relationship.
Show users you're watching out for them
Identity theft is a top consumer concern. Embedding proactive monitoring signals that your platform takes security seriously — building loyalty that outlasts a single transaction.
Alerts that drive return visits
Identity exposure alerts create natural re-engagement moments. Users come back to review alerts, update credentials, and stay enrolled in your broader financial wellness stack.
The natural companion to credit monitoring
Credit monitoring shows users what's on their report. Identity monitoring shows them what's at risk. Together, they form a comprehensive financial health layer only your platform provides.
Enterprise-grade credit features, live within weeks.
Integrate
Connect via Kikoff's API. White-glove onboarding, sandbox testing, and compliance infrastructure included.
Reporting goes live
End users opt in inside your platform and their data starts flowing to the credit bureaus.
Kikoff handles the rest
Customer servicing, ongoing payment capture, and bureau partnerships. Your team stays focused on your product.
# Enroll a member in identity monitoring curl https://sandbox.enterprise.kikoff.com/v1/identity-monitoring/enroll \
-H "Authorization: Bearer $API_KEY" \
-d '{
"member_id": "usr_abc123",
"identifiers": {
"ssn_last4": "4821",
"email": "jane@company.com"
}
}' # Response: 201 Created {
"monitor_id": "idmon_204",
"risk_score": "low",
"dark_web_scans": "active"
}
Add identity monitoring to your embedded suite.
Partnering with us means you focus on what you do best and let us do the building. Full, customizable functionality under your native brand experience.